Lower your loan rate by 0.50% with automatic payments from your Heritage Bank checking account.

Get what you need, and get back to business

Heritage Business Express Loans offer a streamlined approach to getting the financing your business needs to make progress. Benefit from generous loan terms, fewer financial reporting requirements during the life of the loan and competitive rates and fees just because you bank with Heritage.

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Owner-occupied commercial real estate loans available up to $1,000,000 to fund the purchase of or refinance your operating company facilities with up to 10-year fixed rates
Equipment secured loans up to $500,000 with terms up to 84 months
Secured 36-month lines of credit available up to $500,000

Flexible loan options. Fast process. Minimal paperwork.

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Why use a Heritage Business Express Loan?

Heritage Business Express Loans include business term loans to purchase equipment, commercial real estate loans to finance your operating facility and lines of credit for your working capital needs.

Variable and fixed rates with a variety of terms available
Owner-occupied commercial real estate loans available up to $1,000,000 to fund the purchase of or refinance your operating company facilities with up to 10-year fixed rates
Equipment secured loans up to $500,000 with terms up to 84 months
Secured 36-month lines of credit available up to $500,000
Minimal documentation required
0.50% interest rate discount with automated payment from a Heritage Bank checking account

Get in touch with your business relationship manager today for all your business banking needs.

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What you will need to apply.

Documentation & Requirements

Depending on loan amount and whether it's secured or unsecured, we will require either some or all of the following:

Business formation documents
Personal guarantees
Most recent business and personal tax returns (2 years)

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